:root{--navy:#123c68;--blue:#2876b9;--sky:#dff2ff;--pale:#f4f9fd;--line:#d7e5f0;--text:#17334f;--muted:#647b8e}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--text);font-family:Inter,Pretendard,"Noto Sans KR",system-ui,sans-serif;line-height:1.7;background:#fff}a{color:inherit;text-decoration:none}.wrap{width:min(1120px,calc(100% - 36px));margin:auto}header{position:sticky;top:0;background:#ffffffed;backdrop-filter:blur(12px);border-bottom:1px solid var(--line);z-index:5}.nav{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{font-weight:850;letter-spacing:.12em;color:var(--navy)}.links{display:flex;gap:18px;flex-wrap:wrap;font-size:13px;color:#49647b}.links a:hover{color:var(--blue)}.hero{padding:82px 0 70px;background:linear-gradient(120deg,#f5fbff,#e2f3ff)}.eyebrow{font-size:11px;letter-spacing:.16em;font-weight:800;color:var(--blue);text-transform:uppercase}.hero h1{font-size:clamp(38px,6vw,66px);line-height:1.1;letter-spacing:-.045em;color:var(--navy);margin:16px 0}.hero p{max-width:720px;color:#506d84;font-size:17px}.pill{display:inline-block;padding:6px 11px;border:1px solid #b7d8ef;border-radius:99px;color:var(--blue);font-size:11px;font-weight:800;letter-spacing:.08em}.btn{display:inline-block;background:var(--navy);color:white;border-radius:99px;padding:12px 18px;font-size:13px;font-weight:750;margin:8px 8px 0 0}.btn.alt{background:white;border:1px solid #b7d8ef;color:var(--navy)}section{padding:64px 0}.section-title{font-size:clamp(27px,4vw,40px);line-height:1.2;color:var(--navy);letter-spacing:-.035em;margin:0 0 14px}.lead{color:var(--muted);max-width:760px}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:26px}.card{padding:23px;border:1px solid var(--line);border-radius:18px;background:linear-gradient(145deg,#fff,#f7fbff)}.card h3{color:var(--navy);margin:0 0 8px;font-size:17px}.card p{color:var(--muted);font-size:14px;margin:0}.step{font-size:11px;letter-spacing:.1em;color:var(--blue);font-weight:800}.band{background:var(--pale)}.flow{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin-top:24px}.flow .card{background:white}.cta{background:linear-gradient(120deg,#e6f5ff,#f8fbff);padding:46px;border-radius:22px}.cta h2{color:var(--navy);font-size:30px;line-height:1.2;margin:0 0 8px}.cta p{color:var(--muted)}footer{background:#102e4e;color:#c4d7e7;padding:30px 0;font-size:12px}footer strong{color:white}.foot{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}@media(max-width:760px){.nav{align-items:flex-start;padding:16px 0;flex-direction:column}.links{gap:12px}.hero{padding:58px 0}.grid{grid-template-columns:1fr 1fr}.flow{grid-template-columns:1fr 1fr}.cta{padding:28px}}@media(max-width:500px){.grid,.flow{grid-template-columns:1fr}.hero p{font-size:15px}}